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Welcome to NCT’s temporary Website. Our new, enhanced site is currently under development. For the time being, please use this site to learn more about NCT and our programs. If you prefer, you can also click here to view our old site.

We're looking forward to unveiling the new site soon.

Since 1991, National Check Trust, Inc. (NCT) has been the premier provider of check guarantee and payment solutions designed to maximize revenue and minimize risk. As the industry specialists, we're able to offer our merchants the highest level of customer service and fully customized programs structured to meet their specific needs.

According to ongoing Nilson Reports, NCT’s average guaranteed check is the highest amount reported in the business. This makes us uniquely qualified to handle select industries that require larger checks approved at the point-of-sale, including:
  • Automotive
  • Building Materials & Supplies
  • Furniture
  • Equipment Sales & Rentals
NCT’s innovative systems and processing capabilities – combined with our corporate service commitment - have resulted in a proven track record for:
  • The lowest rates in the industry
  • The highest industry floor limits
  • Two fully empowered, dedicated managers assigned to each account
  • Fast payment on claims
  • Highly customized, industry-leading programs
NCT, based in Miramar, Florida, and with offices throughout the United States, currently generates over $3.6 billion dollars in annual check volume in specialized industries.